Ruhl&Ruhl Realtors Celebrates a Strong 2025

Ruhl&Ruhl Realtors celebrated 2025 at their annual awards event on January 30th.
Chris Beason, President, and Caroline Ruhl, CEO, honored 215 award winners for their
2025 achievements. Over 300 agents, staff, and affiliated business partners cheered on
their co-workers during the celebration.

“2025 was a reminder that this business isn’t always easy, but the people in this
company continue to show up and do hard things the right way,” said Chris Beason,
President of Ruhl&Ruhl Realtors, at the company’s annual awards event. “When you
add together the experience of our agents and staff, it represents more than 3,500
years of combined experience. That depth matters. It’s what our clients feel when they
work with us and the support our agents have behind them every day. Our success
isn’t driven by a slogan. It’s driven by people who care about doing the right thing for
their clients, their communities, and each other, no matter the market."

Top awards in the Clinton Office were presented to:

● Sandy Jo Huizenga was honored with the Excellence in Service
Award for receiving the highest client service rating in the Clinton
Office. Sandy Jo also received the Top Sales Award and the Top Ruhl
Mortgage Award for the Clinton Office.
● Kris Whalen received the Top Lister Award for the Clinton Office.
● Marina Baer received the New Associate of the Year Award for the
Clinton Office.
● Lindsay Morhardt received the Top Referral Associate Award and
the Community Involvement Award for the Clinton Office.
● Sandy Howard received the Top Nelson Brothers Award for the
Clinton Office.

There is a complete list of all award winners on Ruhl&Ruhl Realtors’ website at
https://www.ruhlhomes.com/-News/

Ruhl&Ruhl Realtors 2025 Results
Caroline Ruhl shared with her team the company’s results in 2025, and

1. Residential Sales Volume – Ruhl&Ruhl’s sales volume in 2025 was
$1,033,085,604, up 4% from 2024.
2. Number of Properties Sold – Ruhl&Ruhl Realtors sold 4,239 properties, as
either listing agent or selling agent. This was 0.2% more transactions than in
2024.
3. Revenue – Revenue in a real estate company is primarily gross commission
income (GCI). Ruhl’s 2025 GCI was $30,055,199, up 3.1% from 2024.
4. New Listings Taken – Ruhl&Ruhl Realtors listed 2,586 properties for sale in
2025, 3.7% more than 2024.
5. Nationally Ranked Per Agent Productivity – On average, our agents closed
15.8 transactions in 2025, up from 15.3 sides per agent in 2024.
6. Great Agents and Staff – Ruhl&Ruhl ended 2025 with 268 residential agents.
In addition, 58 employees work for the company. Midwest Referral, an affiliated
company, has 116 agents who refer business to Ruhl&Ruhl Realtors.
7. Ruhl Property Management – Ruhl Property Management manages 280
properties (476 units) and 2 HOA’s (79 units). They acquired 163 new
properties in 2025: 123 for property management and 40 for tenant placement.
They executed 168 lease agreements and received 48 agent referrals for
owners or tenants.
8. Ruhl Mortgage – Ruhl Mortgage closed $165,178,315 in loan volume, which
was generated by 670 loans. 85% were purchase loans and 15% were
refinances. Ruhl Mortgage employs 20 staff members, including 4 loan
officers, 2 loan officer assistants, 2 in house underwriter,s and 2 processors,
plus other management and staff.
9. Nelson Brothers Agency – Ruhl&Ruhl agents referred clients, resulting in
427 policies being sold by the Nelson Brothers Agency, Ruhl&Ruhl Realtors’
affiliated insurance company. Nelson Brothers Agency has 20 agent
producers, 17 support staff, and 3 managers.
10.NAI Ruhl Commercial Company - NAI Ruhl Commercial Company, a joint
venture with Ruhl&Ruhl Realtors, sold $99,187,000 in commercial real estate
in 2025. They have 15 commercial agents and 16 staff members. NAI Ruhl
Commercial Property Management manages 1,488,264 square feet of space
and 439 HOA units. They also have a full service Maintenance Division.

Regional Real Estate Forecast for 2026

1. Homes Will Continue to Appreciate in Our Region
Homes appreciated 2.99% on average in our markets from Q3 2024 to Q3
2025. We expect appreciation from 1% - 3% in 2026.
“Nationally, home prices will probably rise modestly in 2026...but the numbers
are likely to be very different from state to state and market to market, with
states in the South and West likely to see small price declines, while markets in
the Midwest and Northeast will continue to see prices rise,” Rick Sharga,
President and CEO, CJ Patrick Company.
2. Expect a Modest Decline in Mortgage Rates
Rates are already down from a peak of 7% and an average rate of 6.6% in 2025.
At the time we were writing this report, January 29, 2026, mortgage rates had
fallen to their lowest level since December 2023:

● 15-Year Conventional Fixed ....... 5.125%
● 30-Year Conventional Fixed ........ 5.750%
● FHA 30-Year Fixed ...................... 5.875%